With temperatures starting to decline more precipitously in recent weeks, it's a tell-tale sign that winter
is drawing near. In light of this, the Insurance Bureau of Canada offers homeowners some recommendations of what they can do to winterize their living space.
Perhaps the most important thing Canadians can do to prepare is to take the appropriate precautions for water damage, according to Jack Chadirdjian, IBC's director of public affairs. According to Chadirdjian, more than $1 billion per year is spent in insurance claims for policyholders who have sustained property damage.
To avoid this, the IBC says homeowners should check their foundations for cracks. If any are spotted, they should have them repaired by a specialist as soon as possible.
Water leaking from the roof can also pose a problem. The IBC says roofs should be checked twice a year. If the shingles are more than 20 years old, the roof should be replaced by a trained professional.
Property owners may also want to raid their storage units to take care of potential hazards around the home. For instance, tree branches may need to be trimmed to prevent snow and ice from weighing them down, the IBC advises.